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    Introduction

    Kannattu Fingold Finance Pvt. Ltd. (“we,” “us,” “our,” or “Company”) is committed to protecting the privacy and security of our customers, clients, and website visitors. This Privacy & Policy Statement outlines how we collect, use, disclose, and protect personal information in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR).

    By using our website or engaging with our services, you consent to the data practices described in this policy.

    1. Data Collection Policy

    1.1 Personal Information We Collect

    We may collect the following types of personal information when you engage with our website or services:
    Name
    Contact information (e.g., email address, phone number)
    Financial information (e.g., bank account details, payment information)
    Identification documents (e.g., ID cards, passports)
    Information from transactions with us (e.g., account balances, investment activities)
    Cookies and other data collected via website usage (more on this in the Cookie Policy)

    1.2 How We Collect Data

    Directly from you: When you fill out forms, apply for products or services, interact with customer service, or communicate with us.
    Automatically: When you use our website, certain data is collected automatically, such as your IP address, browser type, and operating system. We may also collect data through cookies and similar tracking technologies.
    From third parties: In some cases, we may obtain information from external agencies, credit reference bureaus, or other thirdparty partners to verify identity, assess creditworthiness, or ensure compliance with regulations.

    1.3 Purposes of Data Collection

    The personal information we collect is used for the following purposes:
    To provide, manage, and enhance our financial products and services
    To verify identity and perform due diligence, as required by law
    To process payments and transactions
    To comply with regulatory and legal obligations
    To communicate with you, including sending updates and marketing (with your consent)
    To improve the user experience and optimize our website

    2. GDPR Compliance

    2.1 Your Rights under GDPR

    As a data subject within the European Economic Area (EEA), you have specific rights under the GDPR:
    Right to Access: You can request a copy of the personal data we hold about you.
    Right to Rectification: You have the right to correct any inaccuracies in your personal data.
    Right to Erasure: Under certain circumstances, you can request that we delete your personal data.
    Right to Restriction of Processing: You can ask us to limit the processing of your personal data under specific conditions.
    Right to Data Portability: You have the right to receive your personal data in a structured, commonly used format.
    Right to Object: You may object to the processing of your personal data for direct marketing purposes or any processing based on legitimate interests.
    Right to Withdraw Consent: If we process your data based on consent, you can withdraw this consent at any time.

    2.2 Lawful Basis for Processing Personal Data

    We process personal data only when we have a lawful basis for doing so, including:
    When processing is necessary for the performance of a contract with you
    When processing is required to comply with a legal obligation
    When processing is necessary for legitimate business interests, provided that your rights and freedoms are not overridden
    With your explicit consent for specific purposes

    2.3 Data Retention

    We will retain your personal information for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Upon request, we will securely delete or anonymize personal data that is no longer needed.

    3. Cookie Policy

    3.1 What Are Cookies?

    Cookies are small text files placed on your device to collect information about your usage of our website. These may be temporary (session cookies) or stored on your device for a longer period (persistent cookies).

    3.2 Types of Cookies We Use

    Essential Cookies: Necessary for the website to function properly, such as enabling secure login and saving your preferences.
    Performance Cookies: Collect anonymous information on how users interact with the website, allowing us to improve user experience.
    Functional Cookies: Store user preferences and enable enhanced functionality on the website.
    Targeting or Advertising Cookies: Track browsing habits to deliver relevant advertisements to users based on their interests.

    3.3 How We Use Cookies

    We use cookies to:
    Ensure the proper functionality of the website
    Understand and analyze site performance
    Provide a personalized browsing experience
    Serve targeted advertising and marketing communications

    3.4 Managing Cookies

    You have the option to accept or reject cookies by adjusting your browser settings. However, rejecting cookies may limit your ability to use certain features of the website.

    For more information on managing cookies, please visit [link to cookie management resource].

    4. Data Sharing and Disclosure

    We will not share, sell, or rent your personal information to third parties for marketing purposes without your explicit consent. However, we may disclose your personal data to:



    Service providers and partners who perform services on our behalf (e.g., payment processors, IT providers)




    Legal authorities or regulators as required by law

    Third parties in connection with a merger, acquisition, or sale of all or a portion of our business
    All thirdparty service providers are required to maintain the confidentiality of your information and are prohibited from using your personal data for any purposes other than those specified by us.

    5. Security Measures

    We implement a range of technical and organizational security measures to protect your personal data from unauthorized access, loss, or disclosure. These include, but are not limited to, encryption, secure servers, and restricted access protocols.

    6. International Data Transfers

    Your personal data may be transferred and stored in countries outside the EEA, where data protection laws may differ. In such cases, we ensure appropriate safeguards are in place, such as binding corporate rules, standard contractual clauses, or obtaining your consent where required by law.

    7. Changes to This Privacy Policy

    We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated date, and where appropriate, you will be notified by email or through our website.

    8. Contact Us

    If you have any questions or concerns regarding this Privacy & Policy Statement or wish to exercise any of your GDPR rights, please contact us at:

    Kannattu Fingold Finance Pvt. Ltd.

    Email: care@kannattu.com

    Phone: +91 977 841 9665

    Address: Kannattu FinGold Finance Kannattu Baby Memorial bldg. Bethel Junction, M.C. Road, Chengannur. Alappuzha Dist. PIN - 689121



    By using our website or engaging with our services, you acknowledge that you have read and understood this Privacy & Policy Statement.